Substantial Gainful Activity (SGA)

What is Substantial Gainful Activity (SGA) [ssa.gov/redbook/eng/definedisability.htm]

  • Work is “substantial” if it involves doing significant physical and/or mental activities.
  • “Gainful” work activity is: (1) Work performed for pay or profit; or (2) Work of a nature generally performed for pay or profit; or (3) Work intended for profit, whether or not a profit is realized.

Evaluate your Activity for SGA Purposes [ssa.gov/redbook/eng/definedisability.htm]

  • We generally use earnings guidelines to evaluate whether your work activity is SGA.
  • Earnings averaging over $1,180 a month (for the year 2018) generally demonstrate SGA.
  • If you are blind, earnings averaging over $1,970 a month (for the year 2018) generally demonstrate SGA.

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